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Car, Home or commercial Insurance for Texans

15+ Years
Of Experience
Competitive Rates
Lowest Car Premiums
Bilingual Support
Personal Support

We are proud to serve the state of Texas with the best insurance coverages and rates.

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Cardenas Insurance
>> ABOUT US

Easy and affordable Insurance in Texas

Insurance is our passion: Get a free Quote

Cardenas Insurance Company is an Agency that has more than 12 years of experience working with major companies in the USA. Every agent at the company is licensed by the state of Texas and has been educated and trained to offer and explain the best Insurance products and make sure those are what the customer needs. The company understands that the personal economy of every customer is important, but the protection of the customer and love ones are even more important. At Cardenas insurance the customer is first!

Insurance Requirements in Texas

The Texas Department of Insurance requires that every driver in the state of Texas be able to proof that they can pay for the damages they cause to others in a car accident. The majority of the people do it by acquiring auto insurance.

1

Liability Minimums

Bodily Injury 30/60 and property damage 25. $30,000 for one person, $60,000 for more than one, and $25,000 for property damage.

2

Medical Coverage

You must carry $30,000 minimum for medical expenses for each person hurt in an accident caused by you.

3

Property Protection

Minimum $25,000 is required to cover the cost of vehicle or property damage you cause.

4

Recommendation

We recommend getting higher coverage to stay protected in case damages exceed the minimum limits.

>> WHY CHOOSE US

Why should you get a quote
with us?

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Local Expertise


Cardenas Insurance has provided insurance coverage to the Texas community for over 15 years. Their agents have an in-depth understanding of the unique needs of Texas residents and families. They use their localized expertise to tailor policies and provide the right coverage options.

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Competitive Rates


As an independent insurance agency, Cardenas Insurance has relationships with top national and regional insurance carriers. This allows them to compare rates and find the most affordable coverage that meets your needs, potentially saving you hundreds per year.

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Superior Customer Service


Cardenas Insurance values long-term relationships and provides ongoing, personalized support. Their bilingual agents take time to explain policies, answer questions, and guide you through the insurance process. Their top priority is your satisfaction.

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Bundle Discounts


When you bundle multiple insurance policies like auto and home coverage, Cardenas Insurance can help you maximize savings with multi-policy discounts not always available from a single carrier.

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Convenience


With Cardenas Insurance, you deal with one trusted local team for all your insurance needs. No need to contact multiple agencies. Their one-stop-shop makes insurance convenient.

>>Trusted across Texas

We are a company that is recognized all over Texas

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>> Houston

Houston As the largest city in Texas, Houston residents have extensive assets to protect. Cardenas Insurance has the know-how to cover million-dollar homes and properties in Houston while saving clients money. We understand the exposure to hurricanes and floods in the region. Our experienced team recommends customized Houston home insurance suited for protecting your one-of-a-kind dwelling and possessions. We also offer great rates on renter's, classic car, motorcycle, boat, and flood insurance policies throughout the metro.

>> San Antonio

The Alamo City is our home base! San Antonio businesses trust us to cost-effectively safeguard their companies from disruptions. We deliver commercial insurance policies tailored for small and mid-sized businesses that account for potential risks like property damage, work injuries, lawsuits, cyber threats, and more. Our risk management advice helps San Antonio business owners spend smartly on insurance while avoiding gaps in coverage. Let our local experts assess your unique needs.

>> Eagle Pass

Located on the Rio Grande, Eagle Pass homeowners know the concerns of border town living. Our customized home insurance accounts for increased risks of theft, flooding, or damage so you have peace of mind. We'll help you determine appropriate dwelling and content coverage amounts based on rebuilding costs in the area. For businesses, we offer helpful insurance like commercial auto policies suited for suppliers and freight carriers crossing between Mexico and Texas. Let our bi-lingual Eagle Pass team look out for you.

>> Austin

The entrepreneurial and creative spirit of Austin requires smart insurance. Tech startups, media producers, retailers, restaurants and other Austin businesses trust us to identify risks and recommend the right business insurance mix at fair prices. Building a new downtown high rise? Opening a trendy food truck? We have Austin business owners covered. Cardenas Insurance also offers home coverage protecting Austin's growing real estate landscape from new downtown condos to lakefront houses. Call for a free assessment of your coverage needs.

>> Dallas/Arlington/Fort

DFW is booming. Ensure complete protection for your North Texas lifestyle by contacting our metro area agents. We provide customized home and auto insurance covering the needs of urban dwellers and suburban families alike. Our commercial insurance serves DFW's diverse business community with cost-effective coverage options. And our seasoned claims reps will promptly assist if misfortune strikes. For over 50 years, Cardenas Insurance has helped Dallas, Arlington, and Ft. Worth customers thrive by expertly managing risks.

>> Killeen

Protecting soldiers, families and homes is our duty in Killeen. Our staff understands the unique coverage needs of military personnel. We offer flexible car insurance for frequently relocated vehicles. Our home insurance serves those residing both on and off base with policies addressing armed forces requirements. For area Texas businesses, we take care of insurance considerations like protecting inventory or employees on military contracts. Call Cardenas Insurance Killeen today to discuss your specific needs.