We are proud to serve the state of Texas with the best insurance coverages and rates.

Car, Home or commercial Insurance for Texans

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Easy and affordable Insurance in Texas

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                    Why should you Trust Cardenas Insurance?
Cardenas Insurance Company is an Agency that has more than 12 years of experience working with major companies in the USA. Every agent at the company is licensed by the state of Texas and has been educated and trained to offer and explain the best Insurance products and make sure those are what the customer needs. 
The company understands that the personal economy of every customer is important, but the protection of the customer and love ones are even more important.
 At Cardenas insurance the customer is first!
 Insurance Requirements in Texas 
The Texas Department of Insurance requires that every driver in the state of Texas be able to proof that they can pay for the damages they cause to others in a car accident. The majority of the people do it by acquiring auto insurance. The minimum requirements of the liability insurance in Texas are: Bodily Injury 30/60 and property damage 25. What this means is that $ 30,000.00 of protection for medical expenses to the person you could hurt in an accident are required and $ 60,000.00 if more than 1 person is hurt. Also, you are required to have at least $25,000.00 of liability protection to fix the damages that you could cause. 
Our recommendation is to always have more protection because it may not be enough if you get in a major accident and the damages exceed the protection that you bough.

How can you save in Insurance in Texas?  
The first step in saving is to know how the coverages work. Many companies offer the lowest possible coverage to get you the lowest rate but you could be expending more in the long run. Even if you have a small accident you may end up paying for damages that could be way more expensive than the insurance you could have bought if you were to adjust the coverages to your personal needs. 
The idea of getting a good explanation of the coverages is to help you decide what you need and only pay the rate that you deserve. In Texas the only mandatory coverage is liability but if you auto is financed, the bank or financing company will demand a full coverage insurance. 
The parts that have to be added come with a deductible and it is another point to look at. The biggest the deductible the lower the rate. Make sure you know how it works before you decide.  

Why should you get a quote with us?
Local Expertise
Cardenas Insurance has provided insurance coverage to the Texas community for over 15 years. Their agents have an in-depth understanding of the unique needs of Texas residents and families. They use their localized expertise to tailor policies and provide the right coverage options.
Competitive Rates
As an independent insurance agency, Cardenas Insurance has relationships with top national and regional insurance carriers. This allows them to compare rates and find the most affordable coverage that meets your needs, potentially saving you hundreds per year.
Superior Customer Service
Cardenas Insurance values long-term relationships and provides ongoing, personalized support. Their bilingual agents take time to explain policies, answer questions, and guide you through the insurance process. Their top priority is your satisfaction.
Bundle Discounts
When you bundle multiple insurance policies like auto and home coverage, Cardenas Insurance can help you maximize savings with multi-policy discounts not always available from a single carrier.
With Cardenas Insurance, you deal with one trusted local team for all your insurance needs. No need to contact multiple agencies. Their one-stop-shop makes insurance convenient.
For affordable insurance tailored to you by trusted Texas agents, look no further than Cardenas Insurance. Request a free quote today!
We have a lot of success offering the best options in Texas, having great records in Laredo, Dilley, San Antonio, Eagle Pass, Crystal City, Austin, Zapata, Freer, College Station Tx. Houston Tx. Dallas Tx. Fort Worth Tx. And many other cities in the state of Texas. #HomeInsurance #AutoInsurance  #TexasInsurance #BundlesAndSavings #LowRates

We are a company that is recognized all over Texas:

Trust Cardenas Insurance for All Your Texas Coverage Needs When Texans need protection they can count on, Cardenas Insurance delivers. No matter which city you call home, our independent agents provide customized coverage options for home, auto, business, and more. Get in touch today for a fast, free quote from one of our qualified local experts. Laredo: Protecting your property is our priority. Laredo homeowners rely on us for affordable and reliable homeowner’s insurance. Our policies cover storm damage, fire, theft, liability claims and more. We also offer great rates on auto insurance, rental properties, and mobile homes in Laredo. Our bilingual agents are familiar with the unique regional needs of South Texas residents. Call today for peace of mind knowing your family and valuables are covered.

Houston As the largest city in Texas, Houston residents have extensive assets to protect. Cardenas Insurance has the know-how to cover million-dollar homes and properties in Houston while saving clients money. We understand the exposure to hurricanes and floods in the region. Our experienced team recommends customized Houston home insurance suited for protecting your one-of-a-kind dwelling and possessions. We also offer great rates on renter's, classic car, motorcycle, boat, and flood insurance policies throughout the metro.

San Antonio: The Alamo City is our home base! San Antonio businesses trust us to cost-effectively safeguard their companies from disruptions. We deliver commercial insurance policies tailored for small and mid-sized businesses that account for potential risks like property damage, work injuries, lawsuits, cyber threats, and more. Our risk management advice helps San Antonio business owners spend smartly on insurance while avoiding gaps in coverage. Let our local experts assess your unique needs.

Eagle Pass: Located on the Rio Grande, Eagle Pass homeowners know the concerns of border town living. Our customized home insurance accounts for increased risks of theft, flooding, or damage so you have peace of mind. We'll help you determine appropriate dwelling and content coverage amounts based on rebuilding costs in the area. For businesses, we offer helpful insurance like commercial auto policies suited for suppliers and freight carriers crossing between Mexico and Texas. Let our bi-lingual Eagle Pass team look out for you.

Austin: The entrepreneurial and creative spirit of Austin requires smart insurance. Tech startups, media producers, retailers, restaurants and other Austin businesses trust us to identify risks and recommend the right business insurance mix at fair prices. Building a new downtown high rise? Opening a trendy food truck? We have Austin business owners covered. Cardenas Insurance also offers home coverage protecting Austin's growing real estate landscape from new downtown condos to lakefront houses. Call for a free assessment of your coverage needs.

Dallas/Arlington/Fort Worth: DFW is booming. Ensure complete protection for your North Texas lifestyle by contacting our metro area agents. We provide customized home and auto insurance covering the needs of urban dwellers and suburban families alike. Our commercial insurance serves DFW's diverse business community with cost-effective coverage options. And our seasoned claims reps will promptly assist if misfortune strikes. For over 50 years, Cardenas Insurance has helped Dallas, Arlington, and Ft. Worth customers thrive by expertly managing risks.

Killeen: Protecting soldiers, families and homes is our duty in Killeen. Our staff understands the unique coverage needs of military personnel. We offer flexible car insurance for frequently relocated vehicles. Our home insurance serves those residing both on and off base with policies addressing armed forces requirements. For area Texas businesses, we take care of insurance considerations like protecting inventory or employees on military contracts. Call Cardenas Insurance Killeen today to discuss your specific needs.

No matter which great Texas city you live in, count on local experts at Cardenas Insurance to customize policies protecting what matters most. Contact us for a fast quote today at 844-955-5500 or visit CardenasInsurance.com.

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