Terms of Use
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (this “Agreement” or “Terms”) and our Privacy Policy, which is incorporated herein by reference. If you do not agree to the Terms of Use or Privacy Policy, you may not access or use the Website.
IMPORTANT NOTICE
THIS AGREEMENT CONTAINS AN ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT WAIVE YOUR RIGHT TO A COURT HEARING OR JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW OR UNLESS YOU OPT-OUT.
THIS AGREEMENT CONTAINS AN ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT WAIVE YOUR RIGHT TO A COURT HEARING OR JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW OR UNLESS YOU OPT-OUT.
1 Services and Scope
The Website may offer various applications, widgets, email notifications, and other services (collectively, the “Services”) that provide a venue to obtain information and connect with third-party service providers, including financial institutions, mortgage brokers, insurance professionals, and more (“Service Providers”).
- We do not endorse or recommend the products or services of any Service Provider.
- We are not agents or advisors and do not validate the qualifications or licenses of Service Providers.
- The Services are general in nature and do not account for your specific financial situation. Please consult your own advisors before making decisions.
2 Requests for Quotes or Offers
You may request quotes or offers from Service Providers by submitting your name and contact information (“Match Request”).
By submitting a Match Request:
- You authorize Service Providers and All Web Leads, including affiliates and agents, to contact you via phone, fax, email, SMS, MMS, or prerecorded messages—even if your number is on a Do Not Call list.
- You agree to receive marketing communications, even if you previously opted out.
3 Service Providers
- You are solely responsible for evaluating Service Providers.
- We disclaim all liability for any loss or issue arising from your interaction with any Service Provider.
- We do not guarantee any quotes, rates, or coverage are the best available.
- You release us from any claims related to the use of Service Providers.
CONSUMER REPORTS NOTICE
By submitting a quote request, you authorize Service Providers to obtain background checks, including credit reports and driving records, to determine your eligibility and pricing.
By submitting a quote request, you authorize Service Providers to obtain background checks, including credit reports and driving records, to determine your eligibility and pricing.
4 Eligibility and Use
By accessing the Website:
- You confirm that you are at least 18 years old or the age of majority in your jurisdiction and a U.S. resident.
- The Website is for personal, non-commercial use.
- You agree to provide accurate and current information.
- You agree not to misuse the Website or disrupt its content or servers.
5 Intellectual Property
- All names, logos, graphics, and trademarks on this site are the property of All Web Leads (“Proprietary Marks”) and may not be used without permission.
- Third-party trademarks are the property of their respective owners.
6 User-Generated Content
- You may submit content via blogs, forums, or other means (“User-Generated Content”).
- By submitting, you grant us a perpetual, worldwide, royalty-free license to use, modify, and distribute your content.
- You represent that your content does not violate any laws or third-party rights.
- We may edit or remove any content at our discretion but are not obligated to do so.
7 Electronic Communications
By using the Website:
- you consent to receive communications electronically.
- This includes emails, posted notices, or messages related to your activity.
- Clicking “Submit”, “Download”, “Accept”, etc., constitutes your electronic signature and agreement to these Terms.
8 Third-Party Links and Services
- The Website may contain links to third-party websites.
- These links do not constitute an endorsement.
- We are not responsible for the actions, terms, or offers of any third party.
9 Disclaimers and Limitations of Liability
- The Website and Services are provided “as-is” and “as available.”
- We make no warranties about the accuracy or completeness of content or services.
- We disclaim any liability for viruses, malicious code, or system errors.
- We are not liable for any indirect, incidental, special, or consequential damages arising from your use of the Website or Services.
10 Dispute Resolution (Binding Arbitration and Class Action Waiver)
- All disputes (“Disputes”) related to your use of the Website or Services will be resolved exclusively through confidential binding arbitration, not court.
- Texas law will govern any disputes, without regard to conflict of law principles.
- You waive the right to join class actions or jury trials related to any disputes.