About Us

Affordable  Home, Auto and Life Insurance Agency in Texas

Located in the heart of Texas since 2006, Cardenas Insurance understands the unique insurance needs of the community. Our dedicated team of licensed agents has extensive experience tailored coverage for auto, home, life, commercial, and specialty insurance products. 

No matter your situation, we can assess your risks and liabilities to construct a customized insurance plan that protects what matters most. For auto insurance, we partner with top-rated carriers to create policies that fit your budget. Beyond standard collision and comprehensive coverage, we offer valuable add-ons like roadside assistance, rental reimbursement, and Mexico coverage for those who cross the border. 

Our agents will explain crucial Texas requirements so you get the right level of liability, uninsured motorist protection, and PIP.  We strive to make the claims process as smooth as possible. 

Protecting your home is personal. Our home insurance options address everything from property damage and theft to liability and additional living expenses if disaster strikes. Whether you rent or own, insuring valuables like jewelry, art, and electronics can give you peace of mind. We'll help new homebuyers navigate common requirements and discounts like alarm systems, age of home, and proximity to hydrants and fire stations. 

From term life insurance to support your family to retirement and estate planning to leave a legacy, our life and annuity products have you covered. We align solutions to your timeline, so you can enjoy life knowing your future is secure. 

For businesses, we offer comprehensive commercial policies that go beyond the basics to address potential risks and safeguard your company as it grows. .At Cardenas Insurance, we combine the stability of large carriers with personalized service tailored to you. Our Texas roots mean we understand local families and businesses like no one else. If you are looking to protect your business with any type of policy or need advise on how to do it, call us to help you.

We speak your language and make sure you understand your options. Service extends beyond the initial sale through ongoing policy reviews, additions and changes to fit evolving needs. Become part of the Cardenas family today and see the difference a trusted local advisor can make.

We are ready to serve your needs across the Lone Star State. I help hardworking folks from Houston to El Paso save money by making it easy to compare rates from top providers in one place online. 

our mission is getting drivers, homeowners and business owners the customized coverage they deserve at the most competitive Texas premiums.

If you’re an auto owner in major metros like Dallas, San Antonio or Austin, I can help you save hundreds per year by comparing quotes for your specific vehicle. Just enter your basic info and in minutes you can see tailored options from trusted carriers. I shop the market so you don’t have to, finding the ideal blend of protection and affordability. Why leave savings on the table by sticking with outdated policies? Drivers in cities big and small rely on me to find the best value.

For home insurance, We make it simple for homeowners in Plano, Arlington, Fort Worth and beyond to lower premiums while keeping the coverage you need. our platform connects you to local and national insurers who compete for your business. Home prices may be high in hot areas like Austin but my free quotes help lower your insurance tab. Condo owners in Houston or Corpus Christi can also find savings for their unique needs.

Texas businesses from the energy sector to tech startups trust Us to handle their commercial insurance. We understand Lone Star entrepreneurs so can pinpoint the right liability, property, worker’s comp and other policies at competitive rates. Growing with a small shop in Laredo? we’ve got you covered. Managing locations across multiple Texas cities? We can coordinate quotes for your entire operation. Let Us optimize costs so you can focus on building your enterprise.

We may be a website but the team behind Us is made up of flesh-and-blood Texans who embody the friendly, personalized service this state is known for. 
From the Panhandle to the Gulf Coast, you’ll be treated with the downhome care you expect from a local agent. Lone Star pride and values run deep here

Don’t leave money on the table by sticking with the status quo. Trust Us to cut through the clutter and get you the very best auto, home and business insurance deals tailored specifically for you. Visit Cardenasins.com now and let me go to work saving you money on the coverage Texans rely on. It’s fast, free and just might be the best move you make all year!